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Full House Services |
Landlords Insurance As a property owner and landlord it is critical that you have adequate protection against any unforeseen circumstances that could effect your portfolio. An event such as a fire or a burglary could seriously effect your portfolio's profitability without the appropriate insurance in place. There are many specialist insurance packages available for landlords to choose from. These differ significantly from standard household policies offered to home owners. A residential landlords insurance policy will comprise a number of insurance products bundled together. The core options being buildings and contents cover combined with additional specialist products such as liability insurance, legal expenses, rent guarantee and emergency assistance cover. The tenants only consideration would be to put in place personal contents cover to insure their own belongings. Commercial landlords insurance differs again from residential in that the landlord is responsible for setting up the insurance policy but then collects premium payments from the tenant as part of a service charge. Business tenants will fully expect to be charged for buildings insurance for the duration of their lease. Commercial landlords will almost certainly require more bespoke insurance policies than the comparable residential offerings. Given the vast number of insurance agents on the market, Full House Property identifies some of the ones known and used by us to provide excellent levels of cover at competitive prices. Agents
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